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& Associates • Chartered Accountants
Est. 1987 • FRN: 005223C
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Precision
Finance
At Scale.

A premier Chartered Accountancy firm delivering forensic audit, strategic taxation, and global corporate advisory — trusted by India's leading institutions.

0+Years Legacy
0Regional Hubs
0k+Clients Served
0%Client Retention
Tax Optimizer
Strategic Calibration Tool
Annual Turnover₹1,00,00,000
Profit Margin15%
Est. Potential Savings*
3,75,000
*Based on industry-standard restructuring models. Book a consultation for precise figures.
Optimize My Tax Strategy
Avg. ROI Boost
+24%
Empanelled & Trusted By
NHAIUCO BankUnion Bank of IndiaNTPCPublic Sector (PSUs)Central BankCorporation BankNHAIUCO BankUnion Bank of IndiaNTPCPublic Sector (PSUs)Central BankCorporation Bank
1987
35+
Years of Excellence
Established integrity since the foundation
50k+
Active Clients
Retail & Corporate
₹500Cr+
Funds Managed
Assets Under Advisory
ICAI Empanelled
FRN 005223C • Grade 1 Standards
PrecisionIntegrityInnovation

"Setting the benchmark in institutional auditing since 1987"

Three Decades of
Financial Mastery.

Founded in 1987, PVAR & Associates has grown from a single-partner practice to one of India's most respected Chartered Accountancy firms. With specialized teams across Ghaziabad, Jaipur, Delhi, and Assam — we deliver institutional-grade financial expertise to corporations, banks, and government bodies.

1987 — Foundation
CA Pradeep K. Gupta establishes the firm in Ghaziabad. ICAI registration with FRN 005223C.
2000s — National Expansion
Expanded to Delhi and Jaipur. Empanelled with NHAI, UCO Bank, and Union Bank of India.
2015 — Digital Pioneer
First in the region to adopt AI-assisted audit methodologies. ISO-certified processes.
2024 — Present
50k+ active clients. 4 regional hubs. India's top-ranked CA firm for public sector audit.
Begin Your Journey

Meet Our
Partner Team.

AJ
Jaipur
CA Amit Kumar Jain

FCA, B.Com (H), DISA, CPFA, NISM Certified

A veteran strategist and digital pioneer with 20+ years of excellence. As the visionary force behind Plenitude Connect, he specializes in Mutual Fund advisory and institutional-grade wealth management for high-growth corporations.

Visit Plenitude Connect
Senior Partner — MF Expert
SB
Jaipur
CA Sharad Bansal

FCA, DISA, Forensic Auditor

A distinguished expert in Concurrent and Statutory Audits for major banking institutions. As a certified Forensic Auditor and Information Systems (DISA) Specialist, he provides high-level oversight into bank taxation, digital financial security, and complex multi-asset reconciliation. He ensures robust compliance and operational integrity for the firm's most complex banking assignments.

IS Audit Specialist
PG
Ghaziabad
CA Pradeep K. Gupta

FCA, DISA, Forensic Auditor

A visionary founding partner who established the firm's legacy in 1987. A veteran leader in the professional community, having served as a Former Senate Member and Chairman of the Ghaziabad ICAI. He brings over 35 years of unparalleled expertise in strategic tax planning, appellate matters, and high-level consultancy for Public Sector Undertakings (PSUs).

Founding Partner
RA
Delhi
CA Ruchi Agarwal

FCA, IND AS Certified

Former Regional Head at ICICI Bank. Specializes in Working Capital, Mortgage, and Banking Compliance at the highest levels.

Banking & Finance Expert
OP
Assam
CA Om Prakash Prithani

FCA, DISA, AI Certified

Expert in Public Sector Unit auditing. Member since 1997. Pioneer in integrating AI with accounting practices.

AI & Advanced Auditing
VJ
Ghaziabad
CA Vaibhav Jain

FCA — Taxation

Extensive exposure to Indian Accounting Standards. Specialist in Service Tax, GST, and ROC matters for corporates.

GST & Tax Expert

Prestigious Institutional
Empanelments.

UCO Bank

Statutory Central Auditor

Appointed as Statutory Central Auditors (SCA) for the financial year 2023-24, delivering critical institutional audit services.

Union Bank of India

Regional SCA Empanelment

Formally approved and served as Statutory Central Auditor (SCA) for the financial years 2020-21 and 2022-23.

STC of India Limited (STC)

Statutory Auditor 2025-26

Officially re-appointed as Statutory Auditors for the financial year 2025-26, continuing a legacy of trusted oversight.

NTPC Green Energy (NGEL)

Independent Financial Services

Providing specialized services as independent Chartered Accountants, supporting India's transition to sustainable energy.

Public Sector (PSUs)

RBI Recognized Firm

The firm is recognized by the RBI for statutory audits of large-scale public sector entities across India.

Precision-Engineered
Financial Services.

Results That
Define Excellence.

0+
Years of Excellence
0k+
Active Clients
0
Regional Offices
0%
Client Retention Rate
Key Empanelments
Government & Banking Sector
NHAIUCO BankSIDBISBICorporation BankPNB

Advanced
Financial Suite.

Professional-grade calculators powered by current Indian tax laws. Get instant estimates for income tax, GST, business optimization, and loan EMIs.

Income Tax Comparison

Old vs New Regime • FY 2025-26

Annual Gross Income₹10,00,000
Section 80C (LIC, PPF, ELSS)₹1,50,000
Section 80D (Health Insurance)₹25,000
HRA Exemption₹0

Old Regime

₹0
Taxable: ₹0

New Regime

₹0
Taxable: ₹0

GST Calculator

Compute CGST, SGST & IGST instantly

Amount (₹)
GST Rate
Supply Type
Base Amount
₹1,00,000
CGST (9%)
₹9,000
SGST (9%)
₹9,000
Total Amount (Incl. GST)
₹1,18,000

Business Tax Optimizer

Entity-based optimization strategies

Annual Turnover₹1,00,00,000
Net Profit Margin15%
Entity Type
Standard Tax
₹0
@ 0%
Optimized Tax
₹0
@ 0%
Savings Rate
0%

EMI Calculator

Loan amortization & interest breakdown

Loan Amount₹25,00,000
Interest Rate (p.a.)8.5%
Tenure (Years)20 Years
Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
Principal
0%
Principal
Interest

Startup Valuation Pro

Founder-focused market valuation estimation

Sector
Annual Revenue (ARR)₹5,00,00,000
EBITDA Margin (%)20%
Estimated Valuation
₹0
Based on sector-median multiples
Revenue Multiple
0.0x
Est. EBITDA
₹0

Capital Gains Advisor

Tax liability on asset & property sales

Asset Type
Purchase Price₹50,00,000
Sale Price₹80,00,000
Holding Period (Years)3 Years
Estimated Tax Liability
₹0
LTCG Apply
Net Profit After Tax
₹0

Wealth Growth Hub

The power of compounding & strategic investment

Monthly Investment₹10,000
Expected Return (p.a.)12%
Duration (Years)10 Years
Estimated Future Wealth
₹0
Invested Amount
₹0
Estimated Gains
₹0

NPV & Project ROI Engine

Evaluate corporate capital expenditures

Initial Investment₹1,00,00,000
Discount Rate (WACC %)10%
Estimated Annual Cash Flow (5 Years)
Yearly Inflow₹30,00,000
Net Present Value (NPV)
₹0
Absolute ROI
0%
Recommendation
Proceed

TDS Withholding Estimator

Quick compliance check for vendor payments

Payment Amount
Nature of Payment
Payee Status
PAN Available?
TDS to Deduct
₹0
Rate: 0% under section -
Net Payable to Vendor
₹0

Retirement & FIRE Planner

Secure your financial independence

Current Monthly Expenses₹50,000
Current Age30
Retirement Age55
Required Retirement Corpus
₹0
Assuming 6% inflation & 8% post-retire returns
Years Left
25
Monthly SIP Needed
₹0

*All calculations are based on prevailing tax laws for FY 2025-26 and are for estimation purposes only. Actual tax liability may vary. Please consult with our partners for precise tax planning.

Driving Growth with
Advanced Tools.

Leverage our proprietary digital infrastructure to simplify tax compliance and accelerate your wealth journey.

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Snap It Logo

Snap IT

INDIA'S MOST ADVANCED ACCOUNTS AUTOMATION TOOL

Revolutionize your bookkeeping with AI-driven accounting automation. Seamlessly automate Tally data entry with 99.9% accuracy, handle multi-company bank reconciliations, and save up to 90% in operational overhead.

1

Upload Statement

Drag & drop your bank PDF or Excel file. The system auto-detects columns and parses all transactions.

2

AI Maps Ledgers

Our AI Brain reads each narration and suggests the best matching Tally Ledger. One click to confirm.

3

Sync to Tally

Click "Sync" and all entries push directly to Tally (all versions) via our secure desktop bridge. Done!

Explore Snap It
14 DAYS FREE TRIAL
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Plenitude Logo

Plenitude Connect

BEST INDIAN SMART INVESTING PLATFORM | PORTFOLIO ANALYSIS

Experience institutional-grade wealth management. Access AI-driven market insights, sentiment analysis, and advanced portfolio tracking tools tailored specifically for the modern Indian investor.

Intelligent Analysis

Upload your portfolio; our expert team will analyze it and revert back with the best investment plans tailored specifically for your wealth goals (100% Free).

Visit Plenitude
100% FREE ANALYSIS

Strategic Insights &
Tax Intelligence.

Stay ahead of regulatory shifts with our premium whitepapers and compliance checklists. Curated by our partners for enterprise growth.

Ultimate Master Guide 2025

Our flagship 20-page comprehensive manual covering Tax, GST, CFO Roadmaps, and Audit hygiene. A must-read for enterprise leaders.

DOWNLOAD MASTER PDF

Compliance Checklist

Detailed matrix of ROC, GST, and Income Tax filing dates with preparation guides and document requirements.

VIEW CHECKLIST

Virtual CFO Roadmap

Strategic financial governance framework for scaling from 10cr to 100cr. Used by India's fastest-growing startups.

VIEW ROADMAP

What Our Clients
Say About Us.

"PVAR & Associates transformed our entire tax strategy. Their forensic audit uncovered inefficiencies we had no idea existed. We saved ₹2.4 Cr in a single year."

RK
Rajesh Kumar
MD, Kumar Industries Ltd.

"Their expertise in FEMA and cross-border transactions is unparalleled. When we needed RBI compliance for our FDI round, PVAR guided us flawlessly."

SP
Sunita Patel
CFO, TechVentures Pvt. Ltd.

"PVAR stands apart — their Virtual CFO service gave our 50 Cr company the financial governance of a 500 Cr enterprise. World-class responsiveness."

AM
Anand Mehta
Director, Mehta Constructions

"Handling our PSU's statutory audit for over a decade. Their knowledge of government accounting standards is exceptional and team is world-class."

DS
Dr. D. Sharma
GM Finance, State PSU

"Navigating RERA was complex until PVAR took over. Their compliance mapping for our real estate projects ensured zero penalties during audit."

VP
Vikram Pratap
CEO, Heritage Realty

"Superb GST advisory. They optimized our multi-state supply chain, reducing our effective tax outgo through better input credit management."

MN
Meera Nair
Founder, EcoStyle Logistics

"Their due diligence report was instrumental in our Series B. Their rigorous methodology was highly appreciated by institutional investors."

AA
Arjun Adani
CFO, SolarGrid Energy

"The forensic audit of our inventory saved our unit from massive internal leakages. Their eye for detail and data depth is truly matching global standards."

PB
Pradeep Bansal
Director, Bansal Castings

"Navigating complicated Transfer Pricing and FEMA for our multi-national operations was seamless with PVAR's expert advisory team."

RT
Rahul Taneja
Head Finance, Global Component Ltd.

"PVAR has handled our university's internal audits for years, ensuring absolute financial integrity and compliance with state regulations."

DR
Dr. Radhakrishnan
Registrar, Apex Tech University

"Managing GST for our platform with 10k+ vendors was a nightmare until PVAR automated our entire reconciliation process with absolute precision."

SJ
Sana Jain
COO, FastCart India

"Expert litigation support. Their representation before the ITAT secured a landmark decision for our firm, saving years of legal battles."

HK
Harsh Kapoor
CMD, BlueStar Textiles

"The Working Capital optimization strategy proposed by PVAR unlocked ₹12 Cr in liquidity for our FMCG division. Highly practical advice."

NC
Nidhi Chawla
Finance Head, FreshPick Ltd.

"Extremely professional about CSR audits. They ensured our foundation's funds were utilized efficiently with zero compliance gaps."

RK
Rita Khanna
Director, Hope Foundation

"FEMA and RBI advisory at its best. Their structuring of our external commercial borrowing saved us massive interest and currency costs."

MA
Mohit Agarwal
CFO, PowerFlow Ltd.

"Their retail audit methodology is unmatched. We identified inventory shrinkage issues that were costing us millions annually."

SK
Suresh K.
Director, RetailChain India

"PVAR's tax planning for our hotel chain was brilliant. They optimized our depreciation and tax credits, significantly improving our bottom line."

AM
Amit Malhotra
MD, GrandStay Hotels

"Their guidance on ESOP structuring was vital for our startup. They made a complex legal process look simple and efficient."

VK
Vijay K.
Founder, TechFlow Solutions

"Their project cost audit saved us from significant budget overruns. Their team is highly professional and detail-oriented."

RS
Rohan Singh
Director, BuildRight Infra

"PVAR's financial advisory for our hospital group has been exemplary. They understand the nuances of healthcare finance perfectly."

DR
Dr. R. Gupta
CEO, LifeCare Hospitals

Strategic
Locations.

Serving clients nationwide through our interconnected offices, ensuring localized expertise backed by national standards.

Ghaziabad (H.O.)

Operations Hub

48, 1st Floor, Navyug Market, Ghaziabad - 201 001 (U.P.)

Jaipur

Rajasthan Branch

Pink City Office, Serving North-West India Clientele

New Delhi

Capital Branch

National Capital Region, Serving Government & Corporate Clients

Assam

North-East Hub

Serving North-East India with specialized PSU audit expertise

Let's Build Your
Financial Future.

Whether you need a forensic audit, tax strategy, or a Virtual CFO — our partners are ready to meet you. Book a complimentary consultation today.

1st Branch
Jaipur Regional Hub - Tonk Phatak
Partner: CA Amit Kumar Jain
5C, Near Bohra Ji Ka Bagh, Laxmi Mandir Cinema, Jaipur
2nd Branch
Ambabari Branch
Partner: CA Sharad Bansal
Bansal Chambers, B-66, Amba Bari, Jaipur - 302039

Book a Consultation

We respond within 24 business hours.

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PVAR & Associates does not intend to solicit clients through this website. All information, content, and materials available on this site are for general information only.